Benefits Designed With Your Goals In Mind 
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About Us
Affordable Benefit Solutions is a professional employee benefit, brokerage and consultation firm, serving our clients needs since 1995. We respond to your needs by listening to your goals and fulfilling them with the most appropriate and affordable solution. These solutions are tailored to your firm's strategic goals. We help make certain you receive optimum rates and contracts specific to your needs. Our motto is: "Benefit Plans Designed to Meet Employee Needs and Employer Objectives".

Meet the owners of Affordable Benefit Solutions: Marian Carpenter and David Guyot, FLMI.

The advantages of contracting with us are:

  • WE ARE INDEPENDENT:
    In other words, we are not an employee of any insurance company or any one provider. The benefit to you is that we are not obligated to place your business with a carrier that does not meet your needs, and we can give you an objective evaluation of the marketplace. Our recommendations are always based on your goals and objectives.

  • WE ARE YOUR MARKETING TEAM:
    By combining a traditional brokerage approach to marketing, implementation and ongoing service with traditional consulting practices -- strategic plan development, analysis and cost effective recommendations -- you get the best of both practices from Affordable Benefit Solutions. Our back-room support will enable you to effectively manage your employee benefit plan, through technology-driven solutions for immediate access to benefit information, employee data, and HR and regulatory/compliance information.

  • OUR COMPENSATION:
    We work with our clients to establish a compensation agreement that meets their needs. Your investment in our services is no more or less than any other agency, because we accept standard commissions, or a fee structure, or a combination of the above. Our compensation will never bias our solutions or recommendations.